The GotChoices Foundation runs a CHIP Service Provider here. If you are good with computers, you may be able to become your own service provider.
And then try using the same link again.
It is a private ledger between two parties that keeps track of how much you owe each other. Connected within a network of other users, you can use these credits much like money. You can even pay people and companies you are not directly connected to!
Learn more about MyCHIPs here.