MyCHIPs® Central

The digital medium designed for exchange!

What is it?

In 3 seconds:
Imagine Venmo without a Venmo (PayPal, Apple, Google or anything else) in the middle.

In 10 seconds:
MyCHIPs is like a fully decentralized Venmo. You can send and receive money from people you trust, and you can pay strangers, or be paid by strangers without trusting each other. Payments without trust happen by finding eventual, indirect connections using only trusted connections.

Got more time?:
Explore the links below:

Learn More

How it works

Read The MyCHIPs Papers, which detail how value can be transmitted in a purely peer-to-peer private credit network.

A CHIP service provider

Sign up for a test account with the first CHIP Service Provider.

The CHIP as a unit of value

Read the latest research into how the value of a CHIP is estimated.

Open Source Code

Access the code for the MyCHIPs server and mobile application in Github.

Original system concept

Read from Got Choices, The Book, where a CHIP-based system was first proposed.

A Discussion with ChatGPT

ChatGPT analyzes the concept of value, how money is valued, the CHIP and MyCHIPs

News & Presentations

Mar 2025 GotChoices founder appears on the KAJ Masterclass Live podcast

Discussion about the MyCHIPs system and its potential impact on the future of money.

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Mar 2025 MyCHIPs founder a guest on Roy Coughlin's Crypto Podcast

Discussion about how MyCHIPs provides an alternative to conventional money and cryptocurrency systems.

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Oct 2023 Presentation to the Utah Bitcoin Community

The GotChoices Foundation gives a presentation geared toward cryptocurrency enthusiasts about MyCHIPs and how it relates to cryptocurrency systems.

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Apr 2023 Presentation at the Collaborative Finance Conference

The GotChoices Foundation presents on the MyCHIPs lift algorithm at the Commons Hub in Austria.

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Aug 2022 A Mathematical Proof for MyCHIPs Credit Lifts

Kyle Storey defends his Masters Thesis proving important properties of the credit lift algorithm.

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